5 Simple Ways to Save Money during Pregnancy (#3 is the most useful)
It’s a wonderful moment to find out that you’re pregnant. There’s no denying that, right? But once the excitement starts to settle, you need to begin planning. Having a baby without saving any money is not such a good idea. So here are 5 simple ways to save money during pregnancy.
There’s no doubt about the fact that pregnancy is one of the biggest surprises in one’s life. So it’s necessary for you to save some money before your baby arrives. Gaining access to a little bit of financial breathing space post-birth is under your control.
Also, not all pregnancies are planned, am I right? In that case, does money seem to be the only thing standing between your unplanned pregnancy and joy? If so, then it’s time to take care of that.
5 Simple Ways to Save Money during Pregnancy
#1 Don’t Spend Too Much On Maternity Clothes
Keep in mind that you don’t need to buy new maternity clothes unless necessary. Even then, avoid getting them at costly retail prices. Head out to any maternity store and have a look at their prices. You won’t take time to realize how ridiculously expensive they are. I mean they cost 2x more than regular clothing.
Equally surprising is the fact that you can get quite far into your pregnancy even with your regular wardrobe. Or conventional clothing that’s 1 or 2 sizes up than usual! Select loose, stretchy items you already have lying around in the cupboard.
And here’s the direct relationship between saving money for baby future and belly bands. The majority of pregnant women attach belly bands to regular bottoms. So you can wear them even during the bigger months of pregnancy.
Maternity shopping is something you should indulge in only when necessary. And at such times, don’t hesitate to ask your friends or family for their maternity wear. Here’s the best part about used maternity clothes. They’re worn only for a short period of time. So the chances are that they’ll be in great condition.
#2 Exercise Control over Your Medical Expenses
It’s okay to not pay attention to your healthcare plan when you’re healthy and young. At such times, you don’t even worry about what type of costs the plan covers. But that should not be the case when you’re deciding to have a baby. When preparing for a kid, it’s crucial to assess the coverage. And determine what policy suits your needs the most.
Many dental and medical plans provide healthy pregnancy benefits. These tend to cover specific maternity needs. Like additional teeth cleanings and pregnancy prescriptions. Also, make it a point to select the hospital and OB/GYN present in the plan’s network.
And while you’re at it, check if the insurance company offers online tools. For delivery and labor estimation costs! Being able to figure out such expenditure before it hits allows you to budget.
#3 Skip Fancy Nursery Items
You don’t need 5 simple ways to save money during pregnancy if you ditch expensive nursery products. When you want to know how to save money for a baby on the way, it’s important to think logically.
Decorating your future baby’s nursery does sound exciting. Especially if you’re a first-time parent! But that doesn’t mean blowing up a fortune only so that it looks like a Pinterest worthy picture.
Don’t forget that most newborns end up sleeping with their parents during the initial weeks. Isn’t that highly recommended?
When selecting nursery items, spend the least amount of money! By making the most of creativity! Also, keep in mind that secondhand furniture costs way less. As compared to its brand new counterpart!
#4 Work From Home
Taking an early maternity leave does make you feel a little guilty. Especially if you want to learn how to save for a baby in 9 months! With that in mind, you can opt for a “work from home” arrangement.
Picking up extra projects and completing them from the comforts of your home. What does mean? It translates into more money, doesn’t it? In fact, you can also opt for this approach after the baby is born as well.
#5 Avoid Unnecessary Prenatal Vitamins
Allow me to make my point by giving an example. Dealing with heavy bleeding after childbirth requires the good postpartum underwear. Otherwise, you end up spending way too much money on postpartum pads. Likewise, spending your dollars on unwanted prenatal supplements is not a necessity. But a luxury!
Here’s the truth about prenatal supplements. They group together several minerals and vitamins. Most of which are not needed by your body! The high cost of these prenatal products is justified by tempting marketing claims.
But this doesn’t imply that all of them are useless. Mothers do demand optimal levels of Vitamin D and folic acid. And that’s about it. Keep the intake basic and at the least.
Does your diet provide your body with enough Vitamin C and iron? If yes, then buying Vitamin C and iron supplements are not required. Blood tests are a part of pregnancy, right? This means low vitamin levels in the blood will get detected.
Having said which, you can avoid buying unnecessary supplements. Instead, make sure that you’re consuming the right kind of food. Your body doesn’t demand these fancy brands. Generic supplements are just as good, and cheaper as well.
So these are the 5 simple ways to save money during pregnancy. You can always cut back on other expenditure too. For example, buying the good smelling laundry detergent while pregnant doesn’t mean spending too much money. There are plenty inexpensive yet reliable options as well. The market consists of all kinds of products. The goal is to look in the right places.
Once you exercise such habits, you won’t mind asking yourself the following question. How much did you save before baby?
These are the methods that worked the best for me. So I hope you found them useful too.
And if you have any more tips to offer, please scroll down to get to the comments section.
Thank you for reading. Congratulations on the BIG news and HAPPY SAVING!
About the author:
Barbara Davis, the founder of Mom Trusted Choice, writes articles revolving around many pregnancy and motherhood-related topics. Her blog has transformed into a summit that contains everything. Product reviews, buying guides, and posts dedicated to parenting, cooking, beauty, and travel. She also writes about how easy it is for a mother living anywhere on the globe to join the community of mom bloggers.