If you are in need of a place that can care for your aging parents, irrespective of their challenges, then you can’t be anywhere else than where you are right now. We can imagine your thoughts; your feelings and can deduce how stress stressful it can be, so making it easy by giving you senior living options is our care for you.
Basically, there are four options for the senior living: Independent Living Communities, Assisted Living Communities, Nursing Homes and Memory Care.
Reverse mortgage
When you retire, you can look forward to a lot more free time. How you spend that time depends on how much money you can access. A reverse mortgage can help you with your retirement income to make sure you can live comfortably, even when unexpected expenses arise. It is a mortgage type only available to people who are 62 years of age or older. That is why these unique reverse-mortgages are sometimes also known as a retirement mortgage. The benefit of a reverse mortgage is it pays you, rather than you owing money every month. You can keep your home. In fact, you have to keep living in it to keep the reverse mortgage agreement active. You only need to repay the full loan balance if you stop living in the home. In the meantime, you still own the home, so you must pay taxes on it and pay other upkeep costs.
Independent Living Communities
This is a 55 and older community that is set for an active and healthy older adult who is able to live on their own. The facility can be a home, townhouse, apartment or even a mobile home. You can expect amenities like clubhouses, gyms, yard maintenance, housekeeping security, transportation, laundry service, group meals, and social activities.
Assisted Living Communities
This is a place designed for seniors who don’t want to be stripped off of their independence and yet need basic assistance. This facility can be an apartment with 25 to 120 units or a condo, or even a single room to full apartments. You can expect to have three meals per day, available staff for personal needs and amenities like 24-hour security, housekeeping, medication management, laundry service, exercise programs, health on-call service, social activities, and transportation.
Nursing Homes
This facility is short-term rehabilitative care for parents that are dependent and can’t care for themselves yet doesn’t want hospital option. It is also for older adults who have chronic health conditions. You should expect a nursing staff on-duty round the clock a day, at home but the hospital-like setting.
Memory Care
Memory care center is also known as Special Care Units. It is a secured facility designed for an older adult with dementia and Alzheimer’s challenges. It is designed to provide active therapy and behavioral management, promotes a therapeutic environment to keep residents as independent as possible as well as disallow them from straying off.
Retirement Homes & Communities
This is an assisted retirement living that covers many other senior living facilities. They include: active senior housing communities, age-restricted communities, independent living communities and assisted living communities. It can be a condo, apartment, mobile home, single-family home, and is designed for older adults who desire to remain as independent as possible after retirement. Their provisions vary, and it may be including walking trails, medical facilities, fitness center, golf course, athletic courts or community centers.
Senior Apartments
This is also a senior living option for 55+ that offers a low-maintenance, lower-priced lifestyle. Therein, you can have facilities and amenities like: studios, suites; private or shared, furnished and unfurnished, communal dining, recreational and educational activities, housekeeping, laundry, dining, and social activities. It is usually calm, quiet having outdoor spaces, and can be apartments, townhomes, condos, duplexes or triplexes.
Active Senior Communities
This is a senior living option that is a perfect choice for the healthy and active senior, specifically the 55+ that can stay independent. Apartment therein can be rented or bought. Its structure could be any of a single-family home, apartment complex, townhome, condo, mobile home. You can have services and amenities like housekeeping, yard maintenance, clubhouses, gyms, social activities that are designed to gear the desires of the active senior.
Companion Care
This is a senior living community that allows pet and helps older adults enhance their independence by allowing emotional support and companionship. It could be at home, an assisted living community or a skilled nursing community. You can expect to have pet-care services and the allowance of pets like cats, small- to medium-sized dogs, birds, fish, etc.
