To make toffee you will need a can of sweetened condensed milk and a small pan. Place can without the label into the pan and fill with water till the water level is above the can. Place pan on top of stove and boil for 2 1/2 hours. As the water boils keep the water level above the can as much as possible.
After 2 1/2 hours remove can from hot water and set aside to cool a bit. It's magic! Your sweetened condensed milk is now toffee.
To make Pecan Toffee Topping, empty toffee into a small pan and heat till hot. Then add pecans and butter. Stir till butter is melted and remove from heat.
For pancakes, mix pancakes according to pancake recipe. Next, fold in mashed bananas into pancake mix. Cook pancakes on grill or skillet till done. Top pancakes with Pecan Toffee Topping and enjoy.